Connect Standalone Checks

Other Data

Standalone Checks

Top-load your cheapest checks up front to catch bad data before it costs you. Run real-time identity, fraud and compliance checks during the application journey — verify emails, mobiles, national insurance numbers and more — so applicants correct mistakes before they submit.

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Why standalone checks?

Real-Time Data Quality

Run checks during the application journey so applicants correct mistakes before they submit. Is the email valid? Is the mobile real? Catch errors at the point of entry.

Top-Load Cheap Checks

Front-load your cheapest verification checks to filter out bad data early. Avoid wasting budget on expensive downstream processes when a £0.05 check could have caught the issue upfront.

Fraud & Compliance

Cross-reference national insurance numbers against names, screen for sanctions and PEPs, and verify document details — all in real time to fight fraud and improve data integrity.

How it works

Real-time checks during the application

Each field is verified as the applicant fills it in. Bad data is caught before the form is submitted — saving you from wasted downstream costs.

You are applying for

Personal Loan — £7,500

Your Details Step 1 of 3

Full Name

James Fell

Identity Match

Date of Birth

15 / 03 / 1985

DOB Match

National Insurance Number

QQ 12 34 56 C

NI Verified

Mobile Number

07590 571 361

Mobile Valid

Email Address

james.a.fell@gmail.com

Verified

Home Address

14 Maple Drive, Manchester, M20 4WD

Addr Match

Checks run £0.00

Pricing

Simple, transparent pricing

No hidden fees. Pick only the checks you need. Volume discounts available.

Global Sanctions

£0.15

starting from · ex VAT

Global PEP

£0.23

starting from · ex VAT

GBG Trust Core

£0.08

starting from · ex VAT

UK National Insurance Number

£0.09

starting from · ex VAT

UK Driving Licence

£0.09

starting from · ex VAT

UK Passport

£0.09

starting from · ex VAT

UK Mortality (Halo + DDRI)

£0.09

starting from · ex VAT

UK NCOA Flag

£0.15

starting from · ex VAT

UK Mobile Identity

£0.68

starting from · ex VAT

UK Mobile Fraud Signals

£0.38

starting from · ex VAT

UK Consumer BAV

£0.38

starting from · ex VAT

Mobile Validation

£0.05

starting from · ex VAT

Email Validation

£0.09

starting from · ex VAT

Email Verification Signals

£0.18

starting from · ex VAT

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Why Standalone Checks

Eliminate data wastage at the source

By running lightweight verification checks in real time during the application journey, you ensure clean data reaches your downstream processes.

Single API, All Checks

Integrate once and access every check through a single endpoint. Specify which checks to run per request — no multiple integrations, no complexity. Full documentation and sandbox included.

Inline Journey Checks

Embed checks directly into your origination flow. Validate an email, confirm a mobile number, or verify a national insurance number before the applicant moves to the next step.

Decisioning Ready

Feed check results directly into Credit Canary's decisioning engine. Build rules, scorecards and automated workflows that act on the data in real time — no manual processing needed.

Frequently Asked Questions

How do checks run in the application journey?

Checks are triggered in real time as the applicant fills in each field. For example, when a mobile number is entered, the Mobile Validation check fires instantly and returns the result before the applicant moves on — ensuring the data is correct at the point of entry.

Can I combine multiple checks in a single request?

Yes. You can specify multiple check codes in a single API request, and we'll return all results together. This simplifies your integration and speeds up decisioning.

How does this reduce downstream costs?

By front-loading cheap checks (some from just £0.05) you catch invalid emails, unreachable mobiles and mismatched identities before they reach expensive credit bureau calls, underwriting workflows or manual review queues. Clean data in means fewer wasted searches out.

How does the NI number check help with fraud?

The UK National Insurance Number check cross-references the NI number against the applicant's name. If the name doesn't match, it's an early fraud signal that can prevent the application from progressing — all for just £0.09 per check.

What if I need a check that's not listed?

Contact our team. We integrate with multiple data providers and may be able to source additional checks or create custom solutions for your specific requirements.

API Integration

Run multiple checks in a single request. Front-load cheap validation checks to catch bad data before expensive downstream processes:

          
          
          
        
POST/v1/checks/run

// Top-load cheap checks during the application journey
{
  "applicant": {
    "first_name": "Sarah",
    "last_name": "Mitchell",
    "email": "sarah@example.com",
    "mobile": "+447700900000",
    "ni_number": "QQ123456C",
    "date_of_birth": "1988-05-15"
  },
  "checks": [
    "mobile_validation",  // £0.05 — country, carrier, validity
    "email_validation",   // £0.09 — deliverable check
    "uk_ni_number",        // £0.09 — cross-ref NI against name
    "global_sanctions",    // £0.15 — watchlist screening
    "global_pep"           // £0.23 — politically exposed persons
  ]
}

// Response — total cost £0.61 for five checks
{
  "id": "chk_7f8a9b2c1d3e4f5",
  "status": "completed",
  "results": {
    "mobile_validation": { "valid": true, "carrier": "EE", "country": "GB" },
    "email_validation":  { "deliverable": true, "risk": "low" },
    "uk_ni_number":       { "name_match": true },
    "global_sanctions":   { "match": false },
    "global_pep":          { "match": false }
  },
  "cost": 0.61
}
      

Ready to Build Your Custom Verification Workflow?

Start with Standalone Checks and pay only for what you need. Our team is here to help you design the perfect mix of checks for your business.

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