Verify income, check affordability,
get paid instantly
Open banking from Credit Canary lets any business that vets people or takes money from them verify income, understand affordability and get paid, all through one connection.
What one connection gives you
A single open banking link gives you the full financial picture, from verified income to how you get paid.
Verified income
Detected salary, self-employment and benefit income across every account they hold.
Learn moreAffordability
Committed spend, discretionary spend and month-end balances, consolidated into a surplus figure.
Learn morePay by bank
Pay by bank over Faster Payments, one-off or recurring, with Confirmation of Payee.
Learn moreInstant access, the moment they consent
No integration project and no waiting. Send a link or embed the flow, your customer approves in under a minute, and the data is there straight away, under their control the whole time.
Secure consent
Your customer approves a read-only connection with their own bank login. You never see or store their credentials.
Data starts flowing
The moment they consent, verified income, spending and balances arrive across every account they chose to share.
Consent stays in their control
Access is time-boxed and read-only, and the customer can withdraw it at any moment, with no lock-in.
Built for businesses that need to be sure
If you take on customers or take payment from them, open banking does the paperwork. Find your sector.
Accountants
Verify client income and affordability for finance applications and reviews.
Letting agents
Reference tenants on real income and rent affordability, not payslips.
Landlords
Check a tenant can afford the rent before you hand over the keys.
Mortgage brokers
Evidence income and spending for affordability in minutes.
Vehicle & equipment rental
Confirm affordability and take the deposit straight from the bank.
Solicitors
Evidence source of funds and affordability for client matters.
Insolvency practitioners
Build an accurate income and expenditure picture from the bank.
Debt advice
A real budget in minutes, so advice rests on the right numbers.
Debt counsellors
See income and spending clearly to build a plan that holds.
Housing associations
Check affordability and support tenants who fall behind.
A simple monthly plan that grows with your volume. No integration fees, no long contracts.
Safe for you and your customer
Open banking is regulated, consent-led and read-only. Your customer stays in control the whole way.
Read-only access under FCA authorisation. We never see or store a login.
Every connection is consented, time-boxed and revocable at any moment.
Data is encrypted in transit and at rest, handled to banking standards.
Pay by bank moves money directly, so there are no card numbers to store.
See it on a real connection
Book a 30-minute demo and we will run income, affordability and pay by bank against your own use case.