KYC / ID&V

Know who you're dealing with, before the application goes further.

Identity, document and data verification at the front of the journey, the identity asset already in Connect, packaged as one product and one API.

Book a Demo Explore the platform

Credit union deployment

Less underwriting review time

NE First Credit Union

Figures from Credit Canary deployments. See the case studies →

Verify identity, and two more

Verify identity

Document, biometric and data checks confirm the applicant is who they say they are, before any open banking or bureau permission is needed.

Screen the risk

Cross-check the signals that matter at onboarding, so mismatches and fraud surface before a decision is made, not after.

One integration

The four Connect identity sources behind a single product and a single API, instead of four separate integrations.

One product, wired into the whole platform

Buy KYC / ID&V on its own, prove it, extend. It runs on the Origination Agent, sits in the Originate module, and grows into the next step of the journey.

Runs on

Origination Agent

The AI agent that operates this product.

Where it sits

Originate

Its place in the five-module platform.

What it needs

Identity verification

Document, biometric and data checks, no open banking or bureau permission needed to start.

Call Validate Identity Score Physical ID&V Verification & Notifications

Grows into

Income Verification →

Verified income, straight from the bank feed.

See KYC / ID&V in action

Book a demo and we'll show you where KYC / ID&V fits in your stack, on its own, or as one step of the full journey.

Book a Demo All products

Frequently asked questions

What is KYC / ID&V?

KYC and ID&V is identity, document and data verification at the front of the lending journey. It confirms the applicant is who they say they are before the application goes further, delivered as one product and one API.

What checks are included?

Document, biometric and data checks verify identity, and the signals that matter at onboarding are cross-checked so mismatches and fraud surface before a decision is made, not after.

Does it need open banking or a bureau search to start?

No. Identity, document and data checks run before any open banking or bureau permission is needed, so you can verify an applicant at the very start of the journey.

What identity sources sit behind it?

Four Connect identity sources, including Call Validate, Identity Score and Physical ID&V, sit behind a single product and a single API instead of four separate integrations. It grows into Income Verification.