Affordable debt management plans, from real data
Set debt management plan contributions on what a client can genuinely afford, using income and spending straight from their bank.
Plans fail when they are not affordable
A plan set on the wrong numbers breaks, and everyone loses.
Estimated budgets rarely match real spending.
Collecting paperwork delays the plan.
Re-checking affordability means doing it again.
A sustainable plan has to fit real life.
What open banking does for counsellors
One open banking connection covers all three, with no extra systems to run.
Why debt counsellors use it
Contributions people can actually keep up.
Plans built on real affordability last.
Refresh affordability in minutes.
Figures that trace back to the bank.
The data points that matter for debt counsellors
One connection surfaces exactly what you need to make a confident decision. See how it works.
Setting a debt management plan, you base the contribution on a real surplus from the client's bank rather than an estimated budget, so the plan is affordable from day one and far less likely to break.
Open banking for debt counsellors: FAQs
As often as you review the plan. Open banking lets you refresh the real picture in minutes, so contributions stay affordable as circumstances change.
A quick reconnection shows the new position, so you can adjust the plan before it falls into difficulty.
Access is read-only under FCA authorisation and encrypted in transit and at rest. The customer consents to share specific accounts for a limited period, only debt counsellors working on the case see the result, and the customer can withdraw access at any time.
Set plans people can keep to
Book a demo and we will set a contribution from a live connection.