Let the right tenant in, with confidence
Before you hand over the keys, confirm a prospective tenant's income and that the rent sits within their budget, without asking them for a stack of payslips.
Judging affordability is hard
Without the full picture, choosing a tenant is a leap of faith.
A payslip does not show what is already committed.
Collecting and reading paperwork takes time you do not have.
An empty month is rent you never get back.
Different documents make fair comparison hard.
What open banking does for landlords
One open banking connection covers all three, with no extra systems to run.
Why landlords use it
Real evidence, not a gut feel.
No chasing tenants for documents.
The same clear check for every applicant.
Let in tenants who can comfortably afford it.
The data points that matter for landlords
One connection surfaces exactly what you need to make a confident decision. See how it works.
You have two applicants for one property. Rather than guess from payslips, each connects their bank once. One shows steady income with the rent at 28% of take-home pay; the other is already stretched. The decision is evidence-based and quick.
Open banking for landlords: FAQs
Open banking averages real income over a proper period, so irregular and seasonal earners are assessed on what they actually receive, not a single month.
Yes. They consent to share, for a limited time, read-only, and can withdraw at any point.
Access is read-only under FCA authorisation and encrypted in transit and at rest. The customer consents to share specific accounts for a limited period, only landlords working on the case see the result, and the customer can withdraw access at any time.
Choose your next tenant with confidence
Book a demo and we will confirm income and affordability on a live connection.