What open banking shows you
With the customer's consent, you see the financial facts you need, and nothing you don't. Here is exactly what is included.
What you see, with their consent
Open banking gives you the financial facts you need to make a decision, straight from the bank.
Current balances across the accounts they connect.
Salary, benefits and other money coming in.
Spending sorted into clear, comparable categories.
Credit, loan and subscription payments already going out.
Confirmation of Payee before you collect a payment.
Enough months to see the real pattern, not one snapshot.
What you see and what you don't
Open banking is read-only and consent-led. You get the facts, not the keys.
You can see
- Balances, income and transactions they consent to share
- Spending categories and existing commitments
- Account name for Confirmation of Payee
- A clear, time-boxed window of history
You never see
- Their online banking login or password
- Any way to move money without their approval
- Data after the consent expires
- Anything from accounts they did not connect
The customer stays in control
Consent is explicit, visible and reversible. That is what makes open banking safe to use.
Only what they connect is shared, nothing else.
Access ends automatically unless they renew it.
From their bank or from you, in a tap.
A clear record of what was shared and when.
See exactly what a connection returns
Book a demo and we will walk through real open banking data on a live connection.